The Flexible Spending Account (or FSA) Debit Card is an easy way to pay for your qualifying out-of-pocket medical expenses.

Highlights & Advantages of the FSA Debit Card:

  • Pre-loaded with annual election
  • Can be used at qualified locations like doctors’ offices, dentist offices, optical shops/vision centers, hospitals, and most nationally recognized pharmacies
  • No waiting on reimbursement checks
  • Fewer out-of-pocket expenses
  • Payment comes directly from your reimbursement account
  • Up-to-date account information through FSA portal
  • Free mobile app

Below is a short 4:06 minute video explaining how the FSA Debit Card works.

If the FSA Debit Card is allowed by your employer, it can be used at qualified locations including:

  • Doctors’ offices
  • Pharmacies
  • Online drug stores
  • Dentist offices
  • Vision centers/optical shops
  • Hospitals

The Debit Card allows you the convenience of having your eligible medical expenses paid immediately from your cafeteria account balance.

The IRS requires GGA to capture specific information to verify purchases made with your card, so, some additional documentation may be required.

For prescriptions purchased at most nationally recognized pharmacies (CVS, Wal-Mart, Walgreens, Kroger, Fred’s and many others), your transaction will auto-substantiate, meaning you will not have to document that particular expense.

Additional Resources:

FSA Debit Card Flyer
How to Substantiate a Debit Card Transaction

Debit Card FAQ
Flex Debit Card Request Form
IIAS Approved Merchant Store Locator (redirects to an outside webstie) 

Please note, the FSA Debit Card is only available to participants whose employer has signed up to use this service. Additionally, there are slight differences from one employer’s plan to the next, so the process may vary. This video outlines the most common way our employer groups and their participants use the FSA Debit Card. Please contact our office if you have any questions.