Eligible Expenses are reimbursable through your Flexible Spending and Dependent Care Accounts. These lists are based on IRS Code 213 (d).
Guide to Eligible Expenses
- Eligible expenses for Medical Care Reimbursement cannot be claimed if paid by any insurance.
- Medical Care Expenses cannot be claimed again when filing IRS form 1040.
- Eligible expenses can be incurred by eligible family members.
- Eligible expenses are determined by Section 125 of the Internal Revenue Code.
- Dependent Care expenses cannot be paid to anyone claimed as a dependent on the participant’s income tax return.
- A Dependent Care Receipt must contain the provider’s identification number/social security number with a signature.
Qualified Dependent Care Expenses for your FSA Account
Download a list of dependent care expenses by clicking here.
- Nanny and Babysitter*
- Pre-K or Nursery school*
- Before-or after-school care*
- Daycare for disabled adult or child
- Elder care form parent or dependent
- Must be necessary in order to work (Applies to spouse)
(*For dependents age 13 and under)
Qualified Health Expenses for your FSA Account
Download a list of qualified health expenses by clicking here.
- Acupuncture
- Adhesive or elastic bandages
- Alcoholism and Drug Treatment
- Ambulance
- Artificial Limbs, braces, and teeth
- Blood Pressure Monitor
- Breast pumps and lactation supplies
- Chiropractors
- Christian Science practitioner’s fees
- Cold or hot compresses
- Contact Lenses, solutions, eye drops and supplies
- Co-Payments (doctor, dental, vision, pharmacy)
- Crutches and Canes
- Deductibles
- Dental fees (cosmetic procedures not eligible)
- Dentures and denture adhesive
- Diabetic supplies
- Diagnostic fees
- Doctor fees, office visits, co-pays, deductibles
- Drug and medical supplies (syringes, needles, etc.)
- Emergency room visits
- Endodontics fees
- Eye examinations fees
- Eye surgery (cataracts, LASIK, etc.)
- Eyeglasses prescribed by your doctor
- First Aid bandages, gauze, gloves and masks
- Glucose meters
- Hearing devices and batteries
- Home health care
- Hospital bills
- Incontinence supplies
- Insulin
- Laboratory fees
- Laser eye surgery
- Leg or arm braces
- Medical alert bracelets fees
- Obstetrics and fertility fees
- Office visits
- Optometrist and ophthalmologist fees
- Oral surgery
- Orthodontic fees
- Orthopedic devices
- Osteopath fees
- Oxygen
- Periodontist fees
- Personal Test Kits: pregnancy, ovulation, cholesterol
- Physical Therapy
- Physician fees
- Podiatrist fees
- Prescribed medicines
- Psychiatric care
- Psychologist and psychiatrist fees
- Radiology
- Routine physicals and non-diagnostic services or treatments
- Smoking cessation programs
- Speech Therapy
- Surgical fees
- Thermometers
- Travel to doctors and health care facilities
- Wheelchair and walkers
- X-Rays and MRI
Vitamins and supplements are not eligible expenses unless prescribed by a doctor. A letter of medical necessity would be required for reimbursement.
Please Note: Cosmetic Medical Expenses are not eligible. For more detailed information, please refer to section 213 of the IRS Code.
Over-the-Counter Items
Items with an Rx denote that a prescription is required from your healthcare provider.
Antiseptics
- Antiseptic mouthwash (Rx)
- Benzocaine Swabs (Rx)
- Boric acid powder (Rx)
- First aid wipes (Rx)
- Hydrogen peroxide (Rx)
- Iodine tincture (Rx)
- Rubbing Alcohol (Rx)
- Sublimed sulfur powder (Rx)
Cold, Flu, Asthma and Allergy Medications
- Allergy Medications
- Bronchodilator/Expectorant tablets
- Bronchial asthma inhalers
- Cold relief syrup, tablets and drops
- Homeopathic sinus medications
- Medicated chest rub
- Nasal decongestant spray, drops or inhaler
- Sinus and Allergy nasal spray
- Vapor patch cough suppressant
Diabetes
- Diabetic lancets
- Diabetic needles
- Diabetic supplies
- Diabetic syringes
- Diabetic test strips
- Glucose meters
- Glucose tablets (Rx)
Ear / Eye Care
- Ear drops for swimmers
- Ear water-drying aid
- Ear wax removal drops
- Homeopathic earache tablets
- Contact Lens Solution
Health Aids
- Band-Aids/Bandages
- Crutches
- Denture adhesive
- First aid kits
- Reading glasses
- Heart monitors
If you have any questions about what qualifies as an eligible Health or Dependent Care expense, please contact our office.