Eligible Expenses are reimbursable through your Flexible Spending and Dependent Care Accounts. These lists are based on IRS Code 213 (d).

Guide to Eligible Expenses

  • Eligible expenses for Medical Care Reimbursement cannot be claimed if paid by any insurance.
  • Medical Care Expenses cannot be claimed again when filing IRS form 1040.
  • Eligible expenses can be incurred by eligible family members.
  • Eligible expenses are determined by Section 125 of the Internal Revenue Code.
  • Dependent Care expenses cannot be paid to anyone claimed as a dependent on the participant’s income tax return.
  • A Dependent Care Receipt must contain the provider’s identification number/social security number with a signature.

Qualified Dependent Care Expenses for your FSA Account

Download a list of dependent care expenses by clicking here.

  • Nanny and Babysitter*
  • Pre-K or Nursery school*
  • Before-or after-school care*
  • Daycare for disabled adult or child
  • Elder care form parent or dependent
  • Must be necessary in order to work (Applies to spouse)

(*For dependents age 13 and under)

Qualified Health Expenses for your FSA Account

Download a list of qualified health expenses by clicking here.

  • Acupuncture
  • Adhesive or elastic bandages
  • Alcoholism and Drug Treatment
  • Ambulance
  • Artificial Limbs, braces, and teeth
  • Blood Pressure Monitor
  • Breast pumps and lactation supplies
  • Chiropractors
  • Christian Science practitioner’s fees
  • Cold or hot compresses
  • Contact Lenses, solutions, eye drops and supplies
  • Co-Payments (doctor, dental, vision, pharmacy)
  • Crutches and Canes
  • Deductibles
  • Dental fees (cosmetic procedures not eligible)
  • Dentures and denture adhesive
  • Diabetic supplies
  • Diagnostic fees
  • Doctor fees, office visits, co-pays, deductibles
  • Drug and medical supplies (syringes, needles, etc.)
  • Emergency room visits
  • Endodontics fees
  • Eye examinations fees
  • Eye surgery (cataracts, LASIK, etc.)
  • Eyeglasses prescribed by your doctor
  • First Aid bandages, gauze, gloves and masks
  • Glucose meters
  • Hearing devices and batteries
  • Home health care
  • Hospital bills
  • Incontinence supplies
  • Insulin
  • Laboratory fees
  • Laser eye surgery
  • Leg or arm braces
  • Medical alert bracelets fees
  • Obstetrics and fertility fees
  • Office visits
  • Optometrist and ophthalmologist fees
  • Oral surgery
  • Orthodontic fees
  • Orthopedic devices
  • Osteopath fees
  • Oxygen
  • Periodontist fees
  • Personal Test Kits: pregnancy, ovulation, cholesterol
  • Physical Therapy
  • Physician fees
  • Podiatrist fees
  • Prescribed medicines
  • Psychiatric care
  • Psychologist and psychiatrist fees
  • Radiology
  • Routine physicals and non-diagnostic services or treatments
  • Smoking cessation programs
  • Speech Therapy
  • Surgical fees
  • Thermometers
  • Travel to doctors and health care facilities
  • Wheelchair and walkers
  • X-Rays and MRI

Vitamins and supplements are not eligible expenses unless prescribed by a doctor. A letter of medical necessity would be required for reimbursement.

Please Note: Cosmetic Medical Expenses are not eligible. For more detailed information, please refer to section 213 of the IRS Code.

Over-the-Counter Items

Items with an Rx denote that a prescription is required from your healthcare provider.

Antiseptics

  • Antiseptic mouthwash (Rx)
  • Benzocaine Swabs (Rx)
  • Boric acid powder (Rx)
  • First aid wipes (Rx)
  • Hydrogen peroxide (Rx)
  • Iodine tincture (Rx)
  • Rubbing Alcohol (Rx)
  • Sublimed sulfur powder (Rx)

Cold, Flu, Asthma and Allergy Medications

  • Allergy Medications
  • Bronchodilator/Expectorant tablets
  • Bronchial asthma inhalers
  • Cold relief syrup, tablets and drops
  • Homeopathic sinus medications
  • Medicated chest rub
  • Nasal decongestant spray, drops or inhaler
  • Sinus and Allergy nasal spray
  • Vapor patch cough suppressant

Diabetes

  • Diabetic lancets
  • Diabetic needles
  • Diabetic supplies
  • Diabetic syringes
  • Diabetic test strips
  • Glucose meters
  • Glucose tablets (Rx)

Ear / Eye Care

  • Ear drops for swimmers
  • Ear water-drying aid
  • Ear wax removal drops
  • Homeopathic earache tablets
  • Contact Lens Solution

Health Aids

  • Band-Aids/Bandages
  • Crutches
  • Denture adhesive
  • First aid kits
  • Reading glasses
  • Heart monitors


If you have any questions about what qualifies as an eligible Health or Dependent Care expense, please contact our office.

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